The AGR program provides growers with protection against low farm revenue due to unavoidable causes. This program is a non-traditional insurance program which uses a grower's historic Schedule F tax form information as a base to provide a level of guaranteed revenue.

AFR protection is calculated by multiplying the approved gross revenue times the percent coverage level and payment rate selected by the producer. The approved gross revenue is the lesser of the grower's 5-year average Schedule F allowable revenue or the expected revenue for the insurance year. The basis coverage level is 65/75 (65% coverage level and 75% payment rate) and is available to all growers. Higher levels of coverage are available to growers who qualify. Loss payments are triggered when adjusted gross revenue for the insured year is less that the approved gross revenue times the chosen percent coverage level.

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